Close-up of hands holding a detailed miniature house model, symbolizing goals of homeownership.

Federal Help to Buy Scheme Australia: How the Shared Equity Scheme Works

The Federal Government’s Help to Buy Scheme, which formally opened for applications in 2025, represents one of the most significant shared-equity housing initiatives introduced in Australia in recent decades. The scheme is designed to address one of the most persistent barriers to home ownership for low- and middle-income earners: the difficulty of saving a sufficient …

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